Scriber Insurance Agency's 
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Disclaimer
Scriber Insurance Agency ("SIA") makes every reasonable effort to present accurate and reliable information on their web site www.scriberinsurance.com  ("Site"). SIA is not responsible for any errors in or omissions from the information contained in or accessed through this Site, nor is SIA responsible for the timeliness of the information. The information in this Site is not intended to provide specific advice about individual legal, business or other questions, and it is not a substitute for users’ independent research and evaluation of any issue. If specific legal or other expert advice is required or desired, the services of an appropriate, competent professional should be sought. All of the information in this Site is provided "as is" without warranty of any kind. SIA makes no representations of any kind and disclaims all express, implied, statutory or other warranties of any kind to the user and/or any other party, including, without limitation, any warranties of accuracy, timeliness, completeness, efficacy, merchantability, and fitness for any particular purpose. SIA shall have no tort, contract or any other liability to users of this Site and/or to any other party. SIA shall not be liable to users and/or any other party for any lost profits or lost opportunities, or any indirect, special, consequential, incidental or punitive damages whatsoever, even if SIA  has been advised of the possibility of such damages.

Links are Not Endorsements
Links or references to products, services or publications, other than those of SIA at this Site, do not imply SIA's endorsement or approval of such web sites, products, services or publications, nor are such links or references any indication that SIA has received specific authorization to provide these links or references. Scriber Insurance Agency does not endorse, approve, certify or control these external web sites, and is not responsible for the accuracy, timeliness, completeness, efficacy, merchantability, fitness for any particular purpose or correct sequencing of information located at such sites. Rather, the links on this Site to other web sites are provided solely as a convenience to users of this Site.

Notice of Copyright Ownership
The works of authorship including, but not limited to, all design, text, images, and sounds, contained in this Site (individually and collectively "Publications"), are owned by SIA, except as otherwise expressly stated. The Publications may not be reproduced or used in any manner without SIA’s prior written consent. You may provide a hypertext link to this Site on another web site, provided that: (a) the link must be a text-only link clearly marked "SIA Home Page"; (b) the link must "point" to the URL "http://www.scriberinsurance.com" and not to other pages within the Site; (c) the appearance, position and other aspects of the link may not be such as to damage or dilute the goodwill associated with SIA’s name and trademarks; (d) the appearance, position and other aspects of the link may not create the false appearance that an entity, product, service or work of authorship is associated with, sponsored by or endorsed by SIA; (e) the link, when activated by a user, must display this Site full-screen and not within a "frame" on the linked web site; and (f) SIA reserves the right to revoke its consent to the link at any time, for any reason, in its sole discretion. If you are interested in obtaining a license to reproduce one or more of SIA’s publications, please contact SIA at info@scriberinsurance.com.