Scriber Insurance Agency's 
Privacy Policies and Practices

We do not share your personal information except as permitted by you or by law. We do not collect any information other than what you provide to us. 

Our web host may collect aggregate information to measure traffic and other such statistical information, but that information is not retained or controlled by Scriber Insurance Agency.  We do not use "cookies" nor do we attempt to use any technology to gain additional information about you or your use of our web site.  We use what you provide to us, for the stated purpose you provide it.  

Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional information will be collected about you from our web site.

When you contract with our agency for insurance, we may collect additional information about you, or others in your household, whether or not those persons are covered under policy(ies) to be written.  That information is retained in our care, control and custody at all times, and is deemed confidential.

We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.  We maintain physical, electronic, and organizational safeguards to protect information about you.

If you authorize us to do so, we may obtain information about you from credit reports or other investigative consumer reports prepared by third parties at our request.  If you authorize us to request such information and we request such information, you should be aware that:

• You have the right to request to be interviewed in connection with the preparation of an investigative consumer report.
  
• Upon request, you are entitled to receive a copy of the consumer reports.
  
• The information obtained from the reports prepared by a third party may be retained by the third party and disclosed to other persons.

In the course of our general business practices, we may, as required by law, disclose the information that we collect (as described above) about you or others without your permission to the following types of institutions for the reasons described:

• To a third party if the disclosure will enable that party to perform a business, professional or insurance function for us.

• To an insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or misrepresentation in connection with an insurance transaction.

• To an insurance institution, agent, or credit reporting agency for either this agency or the entity to whom we disclose the information to perform a function in connection with an insurance transaction involving you.

• To a medical care institution or medical professional in order to verify coverage or benefits, inform you of a medical problem of which you may not be aware, or conduct an audit that would enable us to verify treatment.

• To an insurance regulatory authority, law enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud, or if we believe that you have conducted illegal activities.

• To a group policyholder for the purpose of reporting claims experience or conducting an audit of our operations or services.

• To an actuarial or research organization for the purpose of conducting actuarial or research studies.

You may request access to the personal information that we record about you  (for which we may charge you a reasonable fee to cover our costs).  To obtain access to your information, submit a request in writing to Scriber Insurance Agency.  The request should include your name, address, social security number, telephone number, and the recorded information to which you would like access.  The request should state whether you would like access in person or a copy of the information sent to you by mail.  Upon receipt of your request, we will contact you to arrange providing you with access in person or the copies that you have requested.

Contact info@scriberinsurance.com  if you have questions or comments about our Privacy Policies and Practices.